Keep More.
Build Smarter.
Live Better.
Turn your expertise into income, and your business into a purpose-filled life. WELLTH helps small business owners build tax-efficient structures that support both profit and peace of mind.
Year-Round Strategy
Proactive planning, not reactive scrambling. We work ahead of tax season so you're never caught off guard.
Education First
You'll understand every strategy, every decision, and every number. No jargon. No mystery.
Built on Partnership
We coordinate with your CPA, EA, and attorney so everyone is aligned and working toward your goals.
Comprehensive Advisory for Every Stage
From tax strategy to wellness coaching, WELLTH provides a holistic approach to building sustainable wealth and a purpose-driven business.
Tax Strategy & Optimization
Clients typically identify $15K-$100K+ in annual savings
Year-round tax planning, entity optimization, S-Corp elections, and quarterly strategy sessions with CPA coordination. We find the money your current setup is leaving behind.
- Comprehensive tax return review
- Entity structure optimization
- S-Corp election & payroll strategy
- Quarterly tax projections
- CPA/EA coordination
Entity & Business Formation
Get your structure right from day one and avoid costly mistakes
Complete LLC and S-Corp setup guidance, from Articles of Organization to compliance checklists and payroll structure. Built to protect and perform.
- Strategic entity selection
- LLC & S-Corp formation filing
- EIN registration & compliance
- Operating Agreement guidance
- Multi-entity structuring
Financial Reporting & CFO Advisory
See your numbers clearly and make confident decisions
Fractional CFO-level guidance for business owners who need financial clarity without the full-time cost. We help you read, understand, and act on your financial reports.
- Monthly financial report review
- Cash flow analysis & forecasting
- KPI tracking & dashboards
- Budget planning & variance analysis
- Strategic financial guidance
Insurance & Risk Planning
Protect what you've built with the right coverage
Review and coordinate your insurance portfolio to ensure your business, assets, and family are properly protected. We connect you with trusted partners for implementation.
- Business insurance review
- Key person & liability coverage
- Health insurance optimization
- Risk assessment & mitigation
- Trusted partner referrals
Legacy & Estate Coordination
Build wealth that lasts beyond your generation
Coordinate your estate and succession planning with your legal and financial team. We help ensure your business and personal assets are structured for long-term transfer.
- Succession planning strategy
- Trust & estate coordination
- Generational wealth structuring
- Business continuity planning
- Attorney & advisor coordination
Strategic Partnerships & JV Structuring
Grow through smart alliances and joint ventures
Structure partnerships and joint ventures that protect your interests while maximizing shared opportunity. We help you evaluate, negotiate, and formalize collaborative ventures.
- Partnership structure design
- Joint venture agreements
- Revenue sharing models
- Risk allocation frameworks
- Exit strategy planning
Wellbeing & Performance Optimization
Sustain peak performance without burning out
Your health IS your wealth. Metabolic health education, energy optimization, and lifestyle strategies for business owners who want sustained success.
- Metabolic health education
- Energy & performance coaching
- Intermittent fasting guidance
- Group wellness workshops
- 1:1 wellness coaching
Maria Socorro Coquioco
Maria Socorro Coquioco is a business strategist, tax planning advocate, and coach who helps small business owners build tax-efficient structures, avoid costly compliance mistakes, and create enterprises that support both profit and peace of mind.
With 25+ years of experience, she brings a hands-on, education-first approach. Most business owners meet their CPA only at tax time, after the damage is done. WELLTH works with you year-round, helping you make tax-smart decisions before problems compound.
"I advise. You decide. Your licensed professionals implement."
The Architect Approach
Maria designs the systems and structures, she doesn't carry the weight. Your CPA files. Your attorney advises on law. WELLTH architects the strategy that ties it all together.
Who We Serve
WELLTH is built for business owners who are tired of overpaying in taxes and want a strategic partner, not just a tax preparer. If you're ready to take control of your financial future, we're here for you.
- Business owners with $75K–$5M+ in revenue wanting to pay less in taxes legally
- Entrepreneurs ready to structure their LLC or S-Corp the right way
- Professionals overwhelmed by financial decisions who need clear guidance
- Service-based, real estate, e-commerce, consultants, medical/dental, and construction businesses
- Families building generational wealth through education, not guesswork
What Our Clients Say
Real stories from real business owners who took control of their financial future.
I assumed my taxes were handled correctly each year, but I didn't truly understand what the numbers meant. When Soc reviewed my financial reports and prior filings, she took the time to explain everything in a way that finally made sense.
She identified areas I could revisit with my CPA and helped me ask better, more informed questions. After my accountant reviewed those items, adjustments were made and I received an additional refund.
What stood out most wasn't just the outcome, it was the education. I now understand my financial reports and feel confident participating in conversations about my own business finances.
- Cristina
I used to rely entirely on my accountant to handle everything. I didn't really review my financial reports because I didn't fully understand them.
Working with Soc changed that. She walked me through my income, expenses, and reporting in a way that was practical and clear. She helped me see opportunities to optimize my structure and improve communication with my CPA.
I still work with my accountant, but now I'm more informed, more strategic, and more involved in my own financial decisions.
- Tony
Soc's Wellth approach helped me see the connection between my financial structure and my overall wellbeing. She guided me through understanding my numbers while also encouraging me to operate from a place of clarity and sustainability.
I feel more organized, more confident, and more empowered in both my business and my life.
- Bella
Your Path to Financial Freedom
Getting started is simple. No pressure. No jargon. Just clarity.
Discovery Call
A no-pressure conversation to understand your goals, your business, and where you stand financially. Free. 30 minutes.
Tax Assessment
We review your structure, identify savings opportunities, and map out a clear picture of your tax situation.
Choose Your Path
Select the advisory approach that fits your stage, from foundational setup to full-service strategic planning.
Implement & Thrive
Work your plan and build toward financial freedom with year-round guidance and accountability.
Are You Leaving Money on the Table?
Take the WELLTH Tax Savings Scorecard, a quick self-assessment that reveals how much you could be saving. Get your personalized score and actionable insights in under 5 minutes.
- Score yourself across 7 critical tax categories
- See estimated savings you may be missing
- Get a personalized action plan
- Download your branded PDF report
Frequently Asked Questions
Everything you need to know about working with WELLTH. Can't find what you're looking for? Book a Discovery Call and we'll answer all your questions.
Let's Talk
Whether you're just getting started or ready to scale, we're here to help you make smarter financial decisions. No pressure. No jargon. Just clarity.